Home Loans

Looking for a home loan? Start with the right type of finance.

Whether you’re buying your first home, purchasing your next property, refinancing an existing loan or building a home, the right loan depends on your circumstances, your plans and the property you’re financing.

Mogul Capital & Finance compares home loan options from a wide panel of lenders and can help you understand which types of finance may suit your situation.

HOW WE CAN HELP

Get in touch

Fill out the form below, and we’ll respond promptly!

Home Loan Options

WHATEVER YOU’RE LOOKING TO ACHIEVE, WE CAN HELP.

Buying your first home? Find out how much you may be able to borrow, what deposit you may need and what government support could be available.

Explore First Home Buyer Loans >

Wondering whether your current home loan still suits you? Explore refinancing, accessing equity and debt consolidation options.

Explore Refinancing >

Like to use your SMSF to invest in property? Find out what you may be able to borrow, what your SMSF needs to qualify and how an SMSF property loan could be structured.

Explore SMSF Property Loans >

Buying your next property before you sell your current one? A bridging loan can provides short-term finance to help you purchase a new property before the sale of your existing property has settled.

Explore SMSF Property Loans >

Buying an investment property? Explore residential investment loans, interest-only options and other finance structures for property investors.

Explore Investment Loans >

 

Self-employed? Your income and financial documentation may be assessed differently than for a PAYG borrower. Explore home loan and business finance options for self-employed borrowers.

Explore Self-Employed & Business Loans >

Buying a home to live in? The right home loan starts with knowing what you can borrow, what your pay and which loan features work for you.

Explore Owner-occupied home  loans >

Building a home or renovating? A construction loan funds a property as is being built, rather than paying for an established property in a single transaction.

Explore construction loans >

What should you consider when choosing a home loan?

The lowest advertised rate can be appealing. But it’s not necessarily the only thing to consider. Depending on your circumstances, you may want to look at:

  • Borrowing capacity – How much a lender may be prepared to lend
  • Interest rate – Including whether a fixed or variable rate may suit you
  • Loan term – Typically how long you’ll have to repay the loan
  • Deposit and LVR – How much you’re putting in and how this affects the loan
  • Loan features – Such as an offset account, redraw or flexible repayment options
  • Upfront and ongoing costs – Including fees that may apply to the loan
  • Your plans – Whether you’re buying, refinancing, investing or building

Not sure which home loan you need?

You don’t need to know the right loan type before you speak to a broker. Just tell us what you want to do, and we’ll help you assess your options.

TESTIMONIALS

Backed by trust, built on results

Posted on Google Google
Y Ibrahimi profile picture
Y Ibrahimi
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great experience with my broker sahar Very professional, helpful, and easy to deal with. Would definitely recommend!
Posted on Google Google
M Yawari profile picture
M Yawari
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Where do I even start! Sahar is an absolute gem. From day one, she treated me like family, not just a client. Buying my first property felt so overwhelming, but she guided me through everything with so much patience and kindness. What really stood out was how available she was - she would answer my calls and messages even late at night and on weekends, and never made me feel like I was bothering her. She is honest, trustworthy, and truly wants the best for you. I couldn't have done this without her. If you want someone who will be by your side from start to finish, call Sahar!
Posted on Google Google
H Dadwal profile picture
H Dadwal
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly knowledgeable, reliable, and always acts in my best interest. A seamless experience from start to finish."
Posted on Google Google
G Kumar profile picture
G Kumar
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great Service. Very helpful & convenient thanks
Posted on Google Google
J Pitt profile picture
J Pitt
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jason is a very knowledgeable and experienced broker. He knows what the system needs and was able to get me a product that would work for me. His communication is regular and personal, ensuring I was aware of what step of the refinance process we were up to. If you're stuck with a lender that is not willing to help you out, Jason will find one that is.
Posted on Google Google
A Brown profile picture
A Brown
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thanks to the team at Mogul Capital & Finance for all their help with our home purchase. Working with a broker was a completely different experience from dealing directly with a bank. Their knowledge, support, and guidance made the whole journey time efficient, stress free, and money saving.
Posted on Google Google
P Simidrescu profile picture
P Simidrescu
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Farhad and Paige got me in the car of my dreams, I can finally pick the kids up from school in style and not have a worry in the world. Anything finance related, I would highly recommend the team here 😇 💰
Posted on Google Google
J Gideon profile picture
J Gideon
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We had a great experience working with Mogul Capital & Finance for our home loan. The whole process was handled very professionally and smoothly from start to settlement. Farhad and his team was always available to answer our questions, explained everything clearly, and guided us step by step which made the process stress-free. We truly appreciate the support and highly recommend Mogul Capital & Finance to anyone looking for a reliable and helpful mortgage broker. Thank you again for helping us purchase our property. — Prem & Sujana
Posted on Google Google
M Rondel profile picture
M Rondel
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
If anybody is thinking of buying an investment or a home to live in Jason is the guy you want to be working with. Absolutley brilliant from start to finish. The whole process was seamless with zero delays. Jason likes to check in over the whole process keeping you involved as much as possible. Excellent broker and even nicer guy. Don't hesitate to start your journey with him, best I have worked with.
Posted on Google Google
T Wells profile picture
T Wells
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Working with Jason Dreja was a fantastic experience. He was incredibly proactive and committed to making sure our loan went through, handling every detail with care and persistence. Jason is approachable, personable, and very easy to work with, which made the process far less stressful than expected. His professionalism and dedication truly set him apart, and I would gladly recommend him to anyone in need of a great broker.

About us

THE PEOPLE BEHIND MOGUL CAPITAL FINANCE

We’re a proud Perth-based & people-first company. We listen carefully
and use our deep market knowledge to personalise mortgage options
that suit your future. From first-time buyers to self-employed borrowers
and property investors, we bring clarity, confidence, and smarter
lending solutions to every step of the process.